Corporate Insurance
Business protection, done right.
Corporate insurance is my profession. I help organisations structure the right cover — for their people, leadership, assets and operations.
Talk to Bharath about coverCorporateCover for the organisation, its people and its risks
Employee Benefits
Looking after the people who power the business.
Group Health (GMC)
Hospitalisation cover for staff and dependants
Group Accident (GPA)
Payouts for accidental injury or disability
Group Term Life (GTL)
A lump sum for the family when it matters most
Gratuity & Superannuation
Funding your long-term retirement liabilities
Business Travel
Staff protected on trips at home and abroad
Key-Person Cover
Guarding against the loss of vital talent
Non-Employee Benefits
Shielding the balance sheet, the boardroom and the operation.
Liability
Directors' & Officers' (D&O)
Personal protection for leadership decisions
Commercial General Liability
Third-party injury and property claims
Professional Indemnity
For advice, service or negligence disputes
Cyber Liability
Breach response and digital-risk costs
Workmen's Comp & Employer's Liability
Statutory cover for workplace injury
Commercial Crime & Fidelity
Losses from internal fraud or dishonesty
IPO / Prospectus Liability (POSI)
Protection around a public offering
Product Recall
The cost of pulling a faulty product
Product Liability
Claims arising from what you sell
Public Liability (Act)
Statutory public-liability exposure
Banker's Indemnity
Tailored cover for financial institutions
Property
Office Cover
Premises, contents and equipment
Factory Cover
Plant, machinery and stock
Building Cover
Structures and fixed assets
Project Cover
Construction and erection risk
Transit
Marine & Transit
Goods moving by road, rail, sea or air
Other & Specialty
Event & Sports
One-off events and sporting risk
Aviation
Aircraft and related liabilities
Trade Credit
Protection against buyer default
Clinical Trials
Cover for research and trial liability
Fine Art & Collectibles
High-value art and rare pieces
Jewellers' Block
Stock, display and transit for jewellers
Classic Cars & Yachts
Prized vehicles and pleasure craft
RetailPersonal cover for you, your family and prized assets
Personal Lines
Straightforward protection for life outside of work.
Employees' Deposit-Linked (EDLI)
Statutory life benefit linked to EPF
Health Insurance
Hospitalisation cover for you and family
Life Insurance
Long-term financial security for loved ones
Travel Insurance
Trips within India and overseas
Motor Insurance
Cars and two-wheelers, on and off road
Fine Art & Collectibles
Cover for art and prized possessions
Classic & Vintage Cars
Specialist cover for collector vehicles
Private Yacht
Pleasure craft and marine liability
Householder's
Home structure and contents in one policy
Bharath is a qualified insurance professional. This section reflects his professional expertise and is not an offer to sell or solicit insurance. All policies are placed and serviced through the IRDAI-registered insurance broker where he is employed.